Generally, the categories of damages under Louisiana injury law are:
- Past and future physical pain and suffering
- Past and future mental anguish and distress
- Past and future medical expenses
- Past and future lost wages
- Loss of future earning capacity
- Loss of enjoyment of life
- Reimbursement of household services
- And possibly others
If you are the least bit unsure of any of the issues involved in your case or do not understand the process completely, chances are you need a lawyer to pursue your case. If you have significant injuries or damages, you need an attorney to help pursue your case.
Insurance companies are in the business of minimizing and eliminating valid claims. Most insurance policies require the insured to cooperate with his or her insurance company to investigate a claim. Generally, you are not required to talk directly to your insurance company and give a statement, recorded or otherwise, about the accident. What it generally means is that you have to timely notify your insurance company of an accident and potential claims and provide certain basic details. You can do this through a third-party, such as an attorney.
You should not give a statement about the accident to an insurance company or claims adjuster before you obtain experienced legal advice. You should contact an experienced attorney before you give a statement to anyone concerning an accident.
Insurance companies have developed a multitude of methods and processes to eliminate your valid claim. One way is to advise a claimant that the information provided is insufficient to support adequate proof of loss for the claims or damages being made. Documentation of certain items, such as future medical expenses, can be very difficult and expensive to obtain. Evidence supporting loss of earning capacity can be very difficult to develop, understand, and present to a judge or jury. If you want to give yourself the best chance to maximize the value of your claim, you should contact an experienced attorney as soon as possible to give the attorney time to obtain important information, which may be lost through the passage of time.
The attorneys at the Law Offices of Matt & Allen have over forty years of combined legal experience. They work hard so that their clients get the compensation that they deserve. Contact the Law Offices of Matt & Allen for more information.